Cookie Policy

Last updated: 11th of November 2020

LifeStar Insurance Ltd hereinafter “We” uses cookies to help customize and protect its website while improving Your browsing experience according to your needs. Please read this Cookies Policy carefully to inform yourself about what type of cookies We use, or the information We collect using Cookies, how that information is used responsibly by the Company and about your options for configuring your browser and managing cookies.

Cookies do not typically contain any information that personally identifies a user, but personal information that We store about You may be linked to the information stored in and obtained from Cookies. For further information on how We use, store and keep your personal data secure, see our Privacy Policy, accessible from: https://www.lifestarinsurance.com/privacy-policy/.

We do not store sensitive personal information, such as mailing addresses, account passwords, etc. in the Cookies We use.

Interpretation and Definitions

 1.     Interpretation

The following definitions shall have the same meaning regardless of whether they appear in singular or in the plural.

2.     Definitions

For the purpose of this Cookies Policy:

  • Company (hereinafter referred to as “the Company”, “We”, “Us” or “Our”) refers to LifeStar Insurance Ltd, LifeStar Insurance Building, Testaferrata Street, Ta Xbiex, XBX 1403, Malta.
  • You means the individual accessing or using the Website, or a company, or any legal entity on behalf of which such individual is accessing or using the Website, as applicable.
  • Cookies means small files that are placed on Your computer, mobile device or any other device by a website, containing details of your browsing history on that website among its many uses.
  • Website refers to LifeStar Insurance Ltd, accessible from https://www.lifestarinsurance.com

 

Type of Cookies We Use and why

We use cookies to improve your user experience, select language, aggregate statistics about the number of visitors to the Website and obtain data about how the Website is being used. These data enable us to develop and optimize the Website.

We use cookies for the following purposes: to enable certain functions of the Website, such as, navigation and access to secure areas of the Website and to provide analytics, so that we understand how you interact with the Website by collecting and reporting information anonymously. We may use essential cookies to authenticate users and prevent fraudulent use of user accounts.

Cookies are sometimes also used to collect data that is considered to constitute personal data, such as IP addresses and data linked to the IP address, but not personal data directly attributable to you as an individual. The purpose is to create personalized and relevant content for you as a visitor.

Cookies may either be deleted automatically when the user closes their web browser (so-called “session cookies”) or stored on the user’s computer to facilitate future visits to the Website (so-called “permanent cookies”). Permanent cookies will also be automatically deleted after a specified period of time as provided below.

The following table lists the types of cookies LifeStar has placed on the Website, their function, the purposes for which the data are collected and how long data collected by cookies are kept:

Service Provider

Cookie Name

Expiration (when will the cookie be deleted from your computer)

Purpose of the Cookie

Is the cookie essential for the website to work

Who controls and accesses the cookie information

Google Analytics

_ga

2 years

Used to distinguish users.

No

Dev Team, Google

Google Analytics

_gat

Session

Used to throttle request rate. If Google Analytics is deployed via Google Tag Manager, this cookie will be named Used to throttle request rate. If Google Analytics is deployed via Google Tag Manager, this cookie will be named _dc_gtm_.

No

Dev Team, Google

Google Analytics

_gid

Session

Used to distinguish users.

No

Dev Team, Google

Hotjar

_hjIncludedInSample

1 year

Hotjar cookie. This session cookie is set to let Hotjar know whether that visitor is included in the sample which is used to generate funnels.

No

Dev Team, Hotjar

Hotjar

_hjid

1 year

Hotjar cookie. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the Hotjar User ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.

No

Dev Team, Hotjar

Hotjar

_hjAbsoluteSessionInProgress

30minutes

The cookie is set so Hotjar can track the beginning of the user’s journey for a total session count. It does not contain any identifiable information.

No

Dev Team, Hotjar

You are encouraged to also review Google privacy policy – https://tools.google.com/dlpage/gaoptout, for further information on the data Google collects and how it is processed.

Information from the cookies access

The information stored in the cookies is used exclusively by Us.

 

Your Choices Regarding Cookies

When you visit the Website, you will be requested to accept or reject cookies by choosing one of the following links: I accept cookies / I refuse cookies.

Please note, however, that you may change your mind at any time and may delete cookies or refuse to accept them. If you delete or refuse cookies you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

If you prefer not to have data reported by Google Analytics, you can install the Google Analytics Opt-Out Browser Add-on, by following the instructions on – https://tools.google.com/dlpage/gaoptout.

You may also opt out of Google’s use of tracking technologies by visiting the Google advertising op-out page on – https://policies.google.com/technologies/ads.

If you do not allow these cookies We will not be able to include Your visits in our statistics.

You can also opt-out to the creation of a user profile, Hotjar’s storing of data about your usage of our site and Hotjar’s use of tracking cookies on other websites by following this https://www.hotjar.com/privacy/do-not-track/.

How to control cookies

You can control and/or delete cookies as you wish – for details, see aboutcookies.org. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work.

More Information about Cookies

You can learn more about cookies: All About Cookies.

 

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